At the beginning of January 2004 Clive Preston, Chartered Accountant, joined David Griffiths in the practice after 20 years in commerce, bringing a refreshing new approach to a well established small accounting practice. Clive has broad corporate experience derived from his role as Finance Director to a plc, a Times 100 company and a family-owned group. His areas of specialist interest include biosciences, agriculture and estate management, light engineering, information technology, commodities, mail order and retailing, and wholesale distribution and importation. Areas serviced: Watford & Hemel Hempsteadwww.g-paccounts.co.ukAldbury House/Dower Mews/108 High St, HP4 2BL

Harts Chartered Accountants was established by Janet Hart in 1985 on a part-time basis and then as a result of sustained growth changed to full-time in 1987. During the following years the business continued to expand and developed into a partnership during 1995. During 2002 the partnership split and Harts Chartered Accountants now continues to operate with Janet as sole proprietor. Areas serviced: Watford & Hemel Hempsteadwww.harts.co.uk3/Churchgates/The Wilderness, HP4 2UB

Whatever your needs, we can help. Stewarts Accountants Limited is a firm of Accountants based in Hertfordshire offering accounts, taxation and business advisory and support services to a wide range of businesses and individuals. At Stewarts we provide a cost-effective, high value solution to meet all of your financial needs. We work hard to get to know you in order to deliver timely, individual advice on how to improve your business and personal wealth. It's also important to us that you feel comfortable with what we do, how we do it and how we keep you informed. Areas serviced: Watford & Hemel Hempsteadwww.stewarts-accountants.co.uk271 High St, HP4 1AA

This is not negligence on the part of their own accountants or tax advisers - it is simply that we are living in an ever-increasingly complex financial environment and this requires a much greater degree of specialisation. No one person alive can ever claim to fully understand the entire UK tax system - it is far too complex. Tax specialists weep (or laugh in equal measure!) when each successive Chancellor of the Exchequer, of whichever hue, voices the intention to "simplify" the tax system; what follows, invariably, is a great deal more (and often indecipherable!) complex legislation. Legitimate planning can often produce considerable savings of tax. Areas serviced: Watford & Hemel Hempsteadwww.woburn-financial.co.uk89 High St, HP4 2DF

We are a firm of Chartered Certified Accountants specialising in small to medium sized businesses. We believe that our clients benefit from the emphasis we place on building a strong, lasting relationship with them, enabling us to understand either their business or their personal affairs and the varied challenges they face allowing us to develop a personally tailored service for every client. Areas serviced: Watford & Hemel Hempsteadwww.rickaby.co.uk4 Claridge Court/Lower Kings Rd, HP4 2AF