I am an Essex based Chartered Accountant who offers a full range of services to local businesses and individuals. You will always deal with me so I will have a full understanding of your business and its needs. Value for money. As a sole practitioner with low overheads, I am able to keep my fees very competitive but still offer expertise in many varied fields. The first meeting is always free.

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I am a chartered accountant and business advisor. I founded Culwick & Co in 1987 and built up a large client base by providing a high level of professional service. In 2007, mainly because of health issues, I sold the majority of my business to Maynard Heady LLP continuing to act personally for a small number of clients.

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We all need some money to live on once we retire, and most people in the UK receive a state pension from the government to cover basic needs. It is a good idea though to have a little extra money in the form of a pension fund, allowing you to save and have a larger amount to live on after retirement.

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