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Frazer Waite Desmier The firm was formed by Morgan Frazer and Paul Waite in 1989. FWD satisfy the demand for an accountant that has both practice and commercial experience and can apply that knowledge to practical situations. Our practice deals with clients ranging from private individuals through to large companies. We pride ourselves on our efficiency, personal service and tailor made solutions.

Our aim is to provide accounting, taxation, self-assessment, VAT, payroll and bookkeeping services to both new and established businesses in the Rochdale, Greater Manchester, Halifax, West Yorkshire and surrounding areas.
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The firm was formed by Morgan Frazer and Paul Waite in 1989. FWD satisfy the demand for an accountant that has both practice and commercial experience and can apply that knowledge to practical situations. We pride ourselves on the service we provide to our clients, service based on a motivated team combined with the latest technology.
Statutory Accounts
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Preparing accounts for internal and external reporting is a particular expertise at FWD. This can begin with a collection of invoices and bank statements, or at the other end of the spectrum from fully reconciled Sage accounts. See also management accounts. Statutory Accounts report the performance and financial position of a business.
Management Accounts
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The use of Management Accounts will help increase your access to both finance and credit insurance cover. Assessments made of your financial strength and viability by banks, credit insurers, factors, suppliers, invoice discounters and ratings agencies will be based on validated up to date monthly Management Accounts.
An Introduction to PAYE
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Whether an individual is an employee or self-employed in a particular situation is a question of fact depending on the terms under which he or she works. When you engage someone to do work for you, you have to decide whether or not to apply the PAYE rules. It is up to you to get it right or suffer the consequences.
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